Is Low Risk Growth & Guaranteed Income part of your portfolio?

"It's better to look ahead and prepare than to look back and regret." 
Jacki Joyner-Kersee, Athlete

1) Distributions before age 59½ are subject to a 10 percent penalty tax unless certain exceptions apply. 2) Tax deferral offers no additional value if an annuity is used to fund a qualified plan, and may not be available if the annuity is owned by a "non-natural person". (https://www.jackson.com/static/jwp/pdf/jmf22249.pdf)
2) In reference to general account obligations and guarantees, such as is present with fixed annuities, the ability for the insurance company to meet these obligations to policyholders are subject to sufficient capital, liquidity, cash flow and other resources of the insurance company.