Why Life Insurance?

Will you leave your family with bills or benefits?

Owning life insurance helps cover final expenses, pay off debts, and ensures their loved ones can maintain enough income to allow them to meet their goals for the future in the event of client’s premature passing.
• In the event of one’s death, life insurance provides financial assistance in the form of a death benefit for anyone who depends on your client’s income, such as a spouse/companion and/or child(ren).
• It helps ensure loved ones have the resources to pay off any unforgivable debt they have and maintain their lifestyle.
• As time passes, the money one leave behind can help loved ones continue pursuing their own financial goals after your client has passed away.
• Life insurance can supplement the income of a loved one all the way through to their own retirement, to help ensure their security for many years.


"The good leaves an inheritance to one's children's children."  
- Proverbs 13:22

Term Life 

Provides life insurance coverage for a set time, or term, such as 10, 20, or 30 years.

Watch video: Term Life Insurance

Guaranteed Universal Life

Provides guaranteed death benefit like whole life with more flexibility for your life circumstances.

Watch video: Guaranteed Universal life

Equity Index Universal Life

Provides market-based tax-advantaged cash value accumulation with cash value protection that can supplement your retirement.

Watch video: Index Universal Life

Accelerated Living Benefits

Access life insurance benefit during times of chronic, critical, or terminal illness may ease the financial burden during a stressful time.

Watch video: Accelerated Benefits

How much life insurance do you need?

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"Legacy is Equity."

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Andrew A Heron